About Us

Cairns Finance is the premier commercial finance brokerage firm in Far North Queensland. Formed in 2006 by Principal Scott Smith, Cairns Finance was designed to offer business owners and investors with the best possible speciailised advice and service to help them start and grow their businesses.

Winner and nominee of multiple National awards, Scott and his team ensure their first step is to make you comfortable sharing your personal and business financial details. By finding out your history, ambitions, goals and big dreams, Scott and the team at Cairns Finance are able to tailor your personalised financial solutions and packages.

Business financing experts

Cairns Finance creates business finance solutions to suit you and your business needs. As business finance specialists, Principal Scott Smith and his team have the knowledge and experience to ensure that you are able to access the specific types of finance you require to start or expand your business.

Specialist advice

Business finance is a highly complex, specialist field with a considerable number of products available. Cairns Finance have years of experience working with businesses in the Tropical North to find financial solutions which cater to the specific needs of individual businesses with attention to their sector, goals and growth capabilities.

Expert knowledge

As specialist business finance brokers, the focus of Cairns Finance is on the provision of the best business finance solutions for their clients.

By maintaining extensive knowledge of conventional and new business finance products and establishing strong relationships with local finance providers, Scott and his team at Cairns Finance are able to negotiate the best business finance solution for you and your business.

Our clients

Servicing the Far North from Cairns to the Atherton Tablelands, Innisfail, Tully, Port Douglas and Mossman, in addition to remotely servicing clients Australia-wide; Cairns Finance understands the financial needs of individuals and businesses and is therefore uniquely positioned to tailor your business financial solutions.

Assisting you

Cairns Finance can assist you to grow your business, through the provision of an appropriate funding structure and offering sound advice gained through many years’ experience.

Business Loans

All businesses are different and Cairns Finance have the knowledge, skills and contacts required to build, negotiate and secure a financial package tailored to your specific circumstances; with the lender most interested in your industry and growth plan.

Home & Personal Lending

With so many lenders offering many different home loan products, deciding on which loan is right for you is a complex, time consuming exercise. Cairns Finance provides a complete service to their clients. They know if your finances are sorted you can concentrate on building your personal wealth.

Equipment Finance

Financing business equipment from heavy industrial machinery to the sales reps car and the new office photocopy centre is all handled with Cairns Finance. They will help you find the right finance package for your business structure and operating needs.


SMSF loans are funds which are loaned to a self-managed super fund in order to assist with the acquisition of eligible income-producing real estate. The funds borrowed are applied to the purchase of an asset. This asset is held in trust and the self-managed super fund acquires a beneficial interest in the asset.

admin@cairnsfinance.com.au or scott@cairnsfinance.com.au
Call Scott Smith on (07) 4051 2444
Traveltown Professional Offices
Suite 11A, 21 Lake Street, Cairns QLD 4870

B Mundy Pty Ltd atf Scott Smith Family Trust t/as Cairns Finance ABN 70 538 583 179 Australian Credit Licence 415600


Scott Smith

Cairns Finance, your choice for business finance

Cairns Finance specialises in developing finance for business growth. As one of Australia's leading business finance specialists, we've had the knowledge and experience to ensure you are able to access the right, industry specific finance to start or expand your business. And keep your personal finances in line at the same time. To find out how to meet your financial goals, contact us today.

As a member of Business Network International Australia, Cairns Finance has a strong referral network of proven professionals that its clients may access.

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